panel-notifications: schema and store

Migration 0004_notifications.sql, DDL only: users.notify, a user's own
switch, on by default; notify_state, one row per subject the panel has
written about (dns:<domain>, cert, queue, limit:<domain>:<login>), so that
each thing is said once and a restart says nothing again.

Store: the instance switch as a settings key, on unless turned off;
SetUserNotify; NotifyRecipients - global users for everything, domain users
for the domains on their list or all of them, only with an e-mail and their
switch on, a shared mailbox once; the state's get, set, delete and list by
prefix; LimitRefusalsSince, the mail refused under a level-2 limit per domain
and application.

Nothing is sent yet. Checked on Windows: go vet clean, go test
./internal/store passes with the schema test at user_version 4. The page
guards fail from the design commit 87fa0a4 until the pages are built.

Co-Authored-By: Claude Opus 5.5 <noreply@anthropic.com>

docs/roadmap.md

@@ -35,7 +35,7 @@ in `git log` and [CHANGELOG.md](../CHANGELOG.md).
 | template-data-typing | Typed structs for template data instead of `map[string]any` | candidate | — | — |
 | structured-logging | `log/slog` with levels and fields | candidate | — | — |
 | review-2026-08-followups | Remaining findings of the 2026-08-19 code review | candidate | — | — |
-| panel-notifications | E-mail notifications about important events | in progress | 1/10 | [plans/panel-notifications.md](plans/panel-notifications.md) |
+| panel-notifications | E-mail notifications about important events | in progress | 2/10 | [plans/panel-notifications.md](plans/panel-notifications.md) |
 | delivery-log-storage | Keep a message's `mail.log` lines with its send-log row | shipped `2.2.0` | 8/8 | [plans/delivery-log-storage.md](plans/delivery-log-storage.md) |
 | password-reset | Password reset by e-mail | candidate | — | — |
 | phone-desktop-mode | A phone browser in "desktop site" mode gets the phone navigation | candidate | — | — |