release: 2.4.1: code audit of 2.4.0 and its plan

Docs only. docs/audit-2026-10-12.md: findings of a full-tree audit (four
high, twenty-one medium, the rest), doc drift, test gaps, what was checked
and found sound, and a six-stage plan; roadmap index row; CHANGELOG cut and
pin bump. Old tags and images stay as they are (owner): fixes go forward.

Co-Authored-By: Claude Fable 5.1 <noreply@anthropic.com>

README.md

@@ -112,7 +112,7 @@ docker run --rm -d --name selfpost-try \
   -e SELFPOST_HOSTNAME=mail.local.test \
   -e PANEL_COOKIE_SECURE=false \
   -v selfpost-try-data:/data \
-  ghcr.io/mixeme/selfpost:2.4.0
+  ghcr.io/mixeme/selfpost:2.4.1
 ```
 
 **Get the setup URL** (pick one):